The card that earns while you spend

Load ETH, USDG or tokenized stocks on Robinhood Chain. Spend anywhere cards are accepted. Your balance keeps earning yield in the background — right up to the moment you swipe.

GET CARD
5.4%
APY on balance
~2s
To spendable
100M+
Merchants
Earning yield
ETH0.42
USDG250.00
EARNING / YR$67.30
Accepted at 100M+ merchants worldwide
GroceriesOnline shoppingDiningFuelTravelSubscriptionsPharmaciesTransit
How it works

Loaded, earning, spendable — in minutes

Step 01

Load your wallet

Connect your Robinhood Chain wallet and deposit ETH, USDG or tokenized stocks. No bank account, no paperwork.

ETH0.42
USDG250.00
WalletCONNECTED ✓
Step 02

Start earning

Your balance is deployed automatically. It compounds in the background until you spend it — nothing to configure.

APY5.4%
Earning / yr$67.30
StatusCOMPOUNDING
Step 03

Spend anywhere

Groceries, online checkout, subscriptions: the card works wherever cards are accepted.

Txn- $48.20
Yield pausedon txn
StatusAPPROVED
Step 04

Track & top up

Every purchase shows up in real time. Running low? Top up from your wallet in seconds.

Balance$1,240.00
Top up+ $250
YieldRESUMED
Why Hybrid Cash

Your money never sleeps

Most cards let you spend. Hybrid Cash lets you earn while you wait — then spend whenever you're ready. The "hybrid" is crypto and cash working as one.

01

Earn on every dollar

Your loaded balance is deployed into lending protocols automatically and compounds in the background. Idle money stops being idle — until you swipe, it's earning.

02

One balance, any asset

ETH, USDG, or tokenized stocks and ETFs on Robinhood Chain all feed a single card balance. No conversion juggling, no off-ramp, no separate accounts.

03

Yield pauses when you pay

Spending is exact to the cent. The moment a transaction clears, the yield on that amount settles and the rest keeps earning — no rounding, no surprise fees.

04

Programmable limits

Set per-transaction and monthly caps, freeze and unfreeze instantly, and get a notification on every single purchase — all onchain, all verifiable.

05

Spend-first, never in debt

You can only spend what you've loaded plus what your balance has earned. No overdrafts, no credit checks, no surprises at the till.

06

Settled on Robinhood Chain

Every load, every yield payment, every top-up is an onchain transaction you can verify yourself. Low fees, fast finality, full transparency.

Fees & yield

Simple fees. Real yield

One flat card fee, zero monthly charges, and your balance earns APY from the moment you load it. Every number is published — nothing hidden.

CardFeeEarns APY
New card — $10 load$5.00 fee + $10 balance$5.005.4%
New card — $20 load$5.00 fee + $20 balance$5.005.4%
New card — $50 load$5.00 fee + $50 balance$5.005.4%
New card — $100 load$5.00 fee + $100 balance$5.005.4%
New card — $250 load$5.00 fee + $250 balance$5.005.4%
Top-upminimum $10.00, up to $1,000.00 per top-upFREEresumes
Monthly feeno hidden recurring costsFREEFREE
Network gaspaid to Robinhood Chain, shown by your walletFREE
APY illustrative — variable, sourced from onchain lending rates. Final fee structure published at launch.
FAQ

Questions, answered

A normal prepaid card holds your money idle. Hybrid Cash deploys your loaded balance into onchain lending protocols automatically, so it earns yield in the background right up until you spend it. Same spending, plus earning.

Hybrid means crypto and cash working as one. Your crypto assets (ETH, USDG, tokenized stocks) become a card balance you can spend anywhere — while still earning like a DeFi position. Two worlds, one card.

When you load your card, the balance is deposited into lending markets on Robinhood Chain. Interest accrues and compounds continuously. The APY is variable and tracks onchain rates — you can verify every yield payment on-chain.

No. Deposit ETH, USDG or tokenized stocks directly and they all feed one card balance. The conversion happens automatically at the point of spend — you never touch an exchange.

Only on the exact amount you spend. When a transaction clears, that portion's yield settles to the cent; the remaining balance keeps earning with zero interruption.

No — and that's the point. You can only spend what you've loaded plus what your balance has earned. No overdrafts, no credit checks, no surprise negative balances.

Groceries, online checkout, dining, fuel, travel, subscriptions — anywhere cards are accepted, including Apple Pay and Google Pay.

No. Hybrid Cash is a financial technology product on Robinhood Chain. Card balances are not bank deposits and are not insured. Yield is variable and not guaranteed. Cards are issued by our issuing partner.

Yes. A virtual card is issued instantly and added to your phone wallet; the physical card ships to you and works exactly the same, with contactless support.

Ready to put your crypto to work?

Load your wallet on Robinhood Chain, deposit any asset, and start earning before your first coffee. Spend when you're ready — your money stays busy until then.